Debt Collection

Resources for Consumers or Wolf in Sheep’s Clothing

March 13, 2012 Auto Fraud

I have a love/hate relationship with all that the internet has to offer.  I preach daily on the importance of information and for consumers to become informed about their rights and the remedies that are available to them. However, the internet is filled with all kinds of misinformation. What used to be a grand source [...]

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Notorious debt buyers…

February 29, 2012 Debt Collection

Debt buying companies make lots of money preying on debtors whose delinquent accounts have been charged off by original creditors. They sue people for the full amount of the debt that the consumer owed his or her original creditor, even though the debt buyer paid a cheap price for the rights to sue on the [...]

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Why does that creditor want you to sign an “Agreed Judgment”?

January 26, 2012 Debt Collection

Probably because you do not know what that means. Whenever a civil lawsuit is filed, the plaintiff wins the case by obtaining a “judgment” against the Defendant. A “judgment” is the final determination by a court of proper jurisdiction of who wins the case. Sometimes, after a creditor files a civil suit to collect money [...]

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The Emotional Ties to Debt

January 17, 2012 Debt Collection

My perception of debt and human nature has been forever changed by representing the plight of those who society has forgotten: the debtor.  There is such a stigma against someone who owes money and typically it is the debtor, himself (or herself) who applies the stigma.  It is this very stigma that keeps debtors from [...]

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Car Dealer Must Pay $103,000.00 to our Client

October 20, 2011 Debt Collection

We are very happy to report that Lesser & Jordan obtained a $103,000.00 judgment against a “buy-here-pay-here” car dealer for violations of the Texas Debt Collection Practices Act and the Article 9 of the Texas Business and Commerce Code. Our client became behind in their car payments because of a job loss. The car dealer [...]

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