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	<title>The Warybuyer Speaks: thoughts on credit card lawsuits, debt collection, credit reporting, and auto fraud</title>
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	<link>http://warybuyer.com</link>
	<description>Sponsored by Lesser &#38; Jordan, PLLC, a Texas law firm</description>
	<lastBuildDate>Mon, 14 May 2012 17:26:19 +0000</lastBuildDate>
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		<title>First steps in defending a debt lawsuit&#8230;</title>
		<link>http://warybuyer.com/2012/05/first-steps-in-defending-a-debt-lawsuit/</link>
		<comments>http://warybuyer.com/2012/05/first-steps-in-defending-a-debt-lawsuit/#comments</comments>
		<pubDate>Mon, 14 May 2012 17:25:19 +0000</pubDate>
		<dc:creator>NTedford</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://warybuyer.com/?p=435</guid>
		<description><![CDATA[So you had a debt that you quit paying on some years ago. Perhaps you lost a job and couldn&#8217;t pay it. Perhaps a tragic medical situation left you without funds to pay seemingly harmless bills like this one. Or maybe you noticed that your minimum monthly payment amount skyrocketed because of an increased interest [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Resources for Consumers or Wolf in Sheep&#8217;s Clothing</title>
		<link>http://warybuyer.com/2012/03/resources-for-consumers-or-wolf-in-sheeps-clothing/</link>
		<comments>http://warybuyer.com/2012/03/resources-for-consumers-or-wolf-in-sheeps-clothing/#comments</comments>
		<pubDate>Tue, 13 Mar 2012 14:43:29 +0000</pubDate>
		<dc:creator>JLesser</dc:creator>
				<category><![CDATA[Auto Fraud]]></category>
		<category><![CDATA[Credit Reporting]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Debt Defense]]></category>

		<guid isPermaLink="false">http://warybuyer.com/?p=429</guid>
		<description><![CDATA[I have a love/hate relationship with all that the internet has to offer.  I preach daily on the importance of information and for consumers to become informed about their rights and the remedies that are available to them. However, the internet is filled with all kinds of misinformation. What used to be a grand source [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Notorious debt buyers&#8230;</title>
		<link>http://warybuyer.com/2012/02/notorious-debt-buyers/</link>
		<comments>http://warybuyer.com/2012/02/notorious-debt-buyers/#comments</comments>
		<pubDate>Wed, 29 Feb 2012 22:13:32 +0000</pubDate>
		<dc:creator>NTedford</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Debt Defense]]></category>

		<guid isPermaLink="false">http://warybuyer.com/?p=424</guid>
		<description><![CDATA[Debt buying companies make lots of money preying on debtors whose delinquent accounts have been charged off by original creditors. They sue people for the full amount of the debt that the consumer owed his or her original creditor, even though the debt buyer paid a cheap price for the rights to sue on the [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Why does that creditor want you to sign an &#8220;Agreed Judgment&#8221;?</title>
		<link>http://warybuyer.com/2012/01/why-does-that-creditor-want-you-to-sign-an-agreed-judgment/</link>
		<comments>http://warybuyer.com/2012/01/why-does-that-creditor-want-you-to-sign-an-agreed-judgment/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 23:25:29 +0000</pubDate>
		<dc:creator>NTedford</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Debt Defense]]></category>

		<guid isPermaLink="false">http://warybuyer.com/?p=416</guid>
		<description><![CDATA[Probably because you do not know what that means. Whenever a civil lawsuit is filed, the plaintiff wins the case by obtaining a &#8220;judgment&#8221; against the Defendant. A &#8220;judgment&#8221; is the final determination by a court of proper jurisdiction of who wins the case. Sometimes, after a creditor files a civil suit to collect money [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Emotional Ties to Debt</title>
		<link>http://warybuyer.com/2012/01/the-emotional-ties-to-debt/</link>
		<comments>http://warybuyer.com/2012/01/the-emotional-ties-to-debt/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 16:03:32 +0000</pubDate>
		<dc:creator>JLesser</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Debt Defense]]></category>

		<guid isPermaLink="false">http://warybuyer.com/?p=410</guid>
		<description><![CDATA[My perception of debt and human nature has been forever changed by representing the plight of those who society has forgotten: the debtor.  There is such a stigma against someone who owes money and typically it is the debtor, himself (or herself) who applies the stigma.  It is this very stigma that keeps debtors from [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Robo-signing in the debt buying industry&#8230;</title>
		<link>http://warybuyer.com/2012/01/robo-signing-in-the-debt-buying-industry/</link>
		<comments>http://warybuyer.com/2012/01/robo-signing-in-the-debt-buying-industry/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 00:45:17 +0000</pubDate>
		<dc:creator>NTedford</dc:creator>
				<category><![CDATA[Debt Defense]]></category>

		<guid isPermaLink="false">http://warybuyer.com/?p=406</guid>
		<description><![CDATA[According to study out of New York, &#8220;researchers found that over the course of a year, one debt buyer’s affiant identified himself as the custodian of records in 47,503 affidavits, thereby claiming to have personal knowledge of the facts of each and every case&#8221; (The One Hundred Billion Dollar Problem in Small Claims Court: Robo-Signing [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Car Dealer Must Pay $103,000.00 to our Client</title>
		<link>http://warybuyer.com/2011/10/car-dealer-must-pay-103000-00-to-our-client/</link>
		<comments>http://warybuyer.com/2011/10/car-dealer-must-pay-103000-00-to-our-client/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 22:27:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Firm News]]></category>

		<guid isPermaLink="false">http://warybuyer.com/?p=372</guid>
		<description><![CDATA[We are very happy to report that Lesser &#38; Jordan obtained a $103,000.00 judgment against a &#8220;buy-here-pay-here&#8221; car dealer for violations of the Texas Debt Collection Practices Act and the Article 9 of the Texas Business and Commerce Code. Our client became behind in their car payments because of a job loss. The car dealer [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Your Tsunami of Credit Card Debt</title>
		<link>http://warybuyer.com/2011/10/your-tsunami-of-credit-card-debt/</link>
		<comments>http://warybuyer.com/2011/10/your-tsunami-of-credit-card-debt/#comments</comments>
		<pubDate>Fri, 07 Oct 2011 22:18:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Defense]]></category>

		<guid isPermaLink="false">http://warybuyer.com/?p=344</guid>
		<description><![CDATA[Tsunamis are dangerous because people don&#8217;t see the wave building until just before it crashes on the shore and wipes everything out. You may not realize it, but your credit card debt is just like that. Over and over again, our clients tell us that they had everything under control until they lost a job [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The New Look of Warybuyer.com</title>
		<link>http://warybuyer.com/2011/08/the-new-look-of-warybuyer-com/</link>
		<comments>http://warybuyer.com/2011/08/the-new-look-of-warybuyer-com/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 21:01:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Firm News]]></category>

		<guid isPermaLink="false">http://consumerdebtdefenselaw.com/test/?p=260</guid>
		<description><![CDATA[For regular visitors and clients, you have already noticed the obvious: the website received a much needed facelift. For new visitors and potential clients, trust me when I say that it needed a little update (the old site was coded from scratch).  The content is mostly the same, but hopefully you find it easier to [...]]]></description>
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		<slash:comments>1</slash:comments>
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