We are very happy to report that Lesser & Jordan obtained a $103,000.00 judgment against a “buy-here-pay-here” car dealer for violations of the Texas Debt Collection Practices Act and the Article 9 of the Texas Business and Commerce Code.
Our client became behind in their car payments because of a job loss. The car dealer took steps to repossess the vehicle and in the process sent our client a text message which was harassing and offensive. To add insult to injury, the car dealer then took furniture belonging to our client as “collateral” for the car. It was a mystery to me as to how a creditor can steal a debtor’s property that is completely unrelated to debt.