These addresses are current as of November 2004 (yes I know it has been a while since I updated this page).
Addresses for Requesting Your Credit Report
Warning: Don’t Get Your Credit Report Online! The big 3 credit reporting agencies may be inserting mandatory binding arbitration provisions into the online agreements you must acknowledge to obtain your report online. If you get your report online, you will be giving up your right to sue in court for any errors you find. Contact them by phone or by mail instead.
Equifax
(800) 685-1111
Experian
(888) 397 3742
Trans Union
P.O. Box 1000
Chester, PA 19022
(800) 916-8800
Addresses For Disputing Inaccurate Credit Report Information:
Equifax Credit Information Services, Inc.
P.O. Box 740241
Atlanta, GA 30374
(800) 525-6285
Experian
National Consumer Assistance Center
701 Experian Parkway
Allen, TX 75013
(888) 397-3742
TransUnion
TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19022-2000
(800) 916-8800
Note: This mailing address is for Texas residents, residents of other states can look up the proper mailing address here.
Addresses For Requesting Fraud Alerts:
Equifax Credit Information Services, Inc.
Consumer Fraud Division
P.O. Box 740256
Atlanta, GA 30374
(800) 525-6285
Experian
National Consumer Assistance Center
P.O. Box 2002
701 Experian Parkway
Allen, TX 75013
(888) 397-3742
TransUnion
TransUnion Consumer Solutions
P.O. Box 6790
Fullerton, CA 92834
(800) 680-7289